If you’re the kind of person who can set a toaster on fire, or who is prone to leaving saucepans burning dry on the burner, then you may be putting your home – and your low homeowners insurance premium – at risk. Having poor kitchen habits not only means you might be eating terrible food, but also that you may end up causing an accident. And when accidents occur, so do claims! And claims can send premiums skyrocketing.
If you’re a disaster in the kitchen, try to practice safe cooking techniques to ensure that your home has the best protection possible. Smoke alarms, fire blankets, and fire extinguishers can be useful tools to have at hand.
And if you like to cook using an open flame, ensure that there is adequate ventilation, and that nothing is hanging over your burner. Keep flammables such as oils or cleaning liquids well away from any stovetops or flames. If you enjoy barbecuing or cooking roast dishes in the oven, always ensure that someone is able to keep watch over the oven or barbecue.
If you’re not a regular cook, you may not be the best at noticing when your appliances need replacing. Ask a more experienced individual for guidance regarding any appliances that look a little worse for wear, and replace or repair them as required.
Learning to pay more attention to your cooking might just save you from making a claim on your homeowners insurance in Louisiana.
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